# Credit score proxy

Groups individuals into 12 ranks across 5 tiers (Best, Above average, Average, Below average, Poor); each tier spans 2-3 ranks. Rank 1 (~760 credit score) is best, rank 12 (~590) is lowest. Lower rank = higher score. The attribute comes from an estimate of how likely U.S. household are to pay on a marketing offer. It leverages age, property and residential data, lifestyle and purchase behavior, automotive data, an income estimate, and aggregate credit data. The attribute proxies credit score and does not use credit bureau data.

- API name: `credit_score_proxy`
- Category: Financial
- Type · unit: Integer
- Individuals with a value: 257.6M (100.0%)
- Latest collection: Jun 1, 2026, refreshed every two months
- How values combine: Uses the first available of up to 2 source fields, in priority order.
- Middle 50% of values: 2 to 8
- Derivations:
  - Modeled — the attribute is calculated using an algorithm that takes known records as input.

## Links

- [Catalog page](/catalog/v2/credit_score_proxy)
- [Published statistics (JSON)](https://static.faraday.ai/figv2/credit_score_proxy.json)
- [API reference](/docs/reference/getattribute)