Data catalog
Mortgage assumption amount
Records the dollar amount of the seller's existing home loan that a buyer could take over instead of getting a new mortgage. This only applies to certain government-backed loans (FHA, VA, and USDA) where the lender allows the loan to transfer to the new owner. Most standard home loans do not allow this, so only a small share of properties will have a value here.
The Faraday Identity Graph contains 1,500+ consumer attributes that can be used by brands, software platforms, and data science teams. Each attribute can be appended in batch or in real time. Also, Faraday supports creating propensity, recommender, and cluster models based on this data.
Technical details
These technical details describe how Faraday represents this attribute internally.
| Property | Value | API value |
|---|---|---|
| API name | mortgage_ | |
| Category | Financial | fig/financial |
| Unit | USD | USD |
| Type | Integer | long |
| Statistical type | Ratio | ratio |
| Allowed values | Not applicable | null |
| Deprecation | Not deprecated | false |
| Directionality | Higher number means higher monetary value. | |