Current loan-to-value

Integer · percent

Estimates the current loan-to-value ratio of the property's primary mortgage, stored as an integer percent (0-199). Example: 80 = 80% LTV. Known or imputed for 145.0 million individuals — 56.4% of Faraday's identity graph.

At a glance

Coverage
56.4%
Individuals with a value
145.0M
Median
81 percent
Most values come
from the address
When latest collection arrived
Nov 11, 2026

Distribution

How values are spread across the records that have one. Use it to check that the attribute tells records apart: when one value holds nearly everyone, it will not separate audiences much. The bars run in rank order, from the lowest value to the highest. The shading groups the bars into percentile bands.

Share by value

n = 144,950,967

Share of individuals with a known value in each band. The middle 50% falls between 50 and 96 percent, shaded darkest.

P10
1
P25
50
Median
81
P75
96
P90
100

P10 means 10% of individuals have a value at or below this one, and P90 means 90% do. P25 and P75 bound the middle half. The median is the middle: half are below it, half above.

Median over time

80 percent

80 percent → 80 percent across 12 collections, shaded between P25 and P75. Estimated from a 1% sample of individuals.

Nov 2025Jan 2026Mar 2026May 2026Aug 2026Oct 2026Nov 2026

Coverage

How widely Faraday has this attribute, and how precise its values are. How many of your own records get a value also depends on how many of them Faraday matches. The state map shows where coverage is thin.

Coverage by state

Percentage of individuals in each state with a value.

How we arrive at a value

Latest collection: 106,987,451 individuals

Whether a value was observed on the person themselves, carried from their address, or estimated from the people around them.

On the person — 0%
Not used for this attribute — no value is inherited this way.
From address — 100%
Carried from what we know about the household at their address.
From geography — 0%
Not used for this attribute — no value is inherited this way.

Coverage, in context

Where 56.4% sits on the catalog’s own coverage range.

catalog min 0%max 100%

Higher coverage than 42% of individual-level attributes in the catalog

Freshness

Whether the values reflect today. A long gap since the latest collection arrival means they may lag behind what is true now.

Collections

How recently this was collected, and how often a new collection arrives. Each bar is one collection, sized by how many individuals it carried. Gaps are real — collection is periodic, not continuous.

Nov 11, 2026
when latest collection arrived
Nov 1, 2026
data as of
3 days
since the latest collection arrival
monthly
median collection cadence
Nov 25Jan 26Mar 26May 26Aug 26Oct 26
Data as of

Change between collections

How much values move between collections. Income or life events should move; heavy change in something steady can mean noisy data.

1.0%

of individuals changed value between the two most recent collections — 22.8× steadier than the catalog median of 23.5%.

Went down 0.3%Unchanged 99.0%Went up 0.7%

Contribution ledger

36 ingestions

2 authorities contributed since Jul 2023.

ObservedIngestedCountID
160,125,6688da6dd0a-54e7-4b8f-890d-fa6d79f07772
159,411,145eb9d843a-e90f-4c0f-a6a1-6407824973f5
158,647,96937a05688-5576-4b35-a37f-ed31a1298842
264,508,7797eb390da-8602-4a0d-870b-33a136ac6e0b
158,084,49662d317f2-489c-456e-b464-9cfab59f2deb

Related attributes

Attributes whose descriptions are closest to this one.

Neighbors found Oct 2026.

Use it in the API

Send an email, phone, or address. Get Current loan-to-value back in real time.

  1. Add current_installment_loan_to_value to a project.
  2. Send an email, phone, or address to the project's append endpoint. The response carries Current loan-to-value for the matched person.
curl -X POST 'https://api.pro.faraday.ai/v1/projects/YOUR_PROJECT_ID/append' \
  -H 'Authorization: Bearer YOUR_API_KEY' \
  -H 'Content-Type: application/json' \
  -d '{
      "email": "jane.doe@example.com"
    }'
→ {"attributes":{"current_installment_loan_to_value":81}}
Get it by APIAppend to a fileRead the API docs

Technical details

null in any row means the label does not apply, or is not recorded, for this attribute.

API name
The field to request through the API, and the key it comes back under in a payload.
current_installment_loan_to_value
Category
The catalog group the attribute is filed under.
fig/financial
Type · unit
The kind of value and, where it has one, its unit of measure. Counts on this page are in individuals, whatever the unit.
Integer · percent
Statistical type
How the values are meant to be read: a measured amount, one of a ranked set, one of an unordered set, or several from an unordered set. The chart's form comes from the published values; for categories without a rank prefix, this label decides whether they are listed in rank order or by size.
ordinal
Allowed values
The full list of values, when the attribute has a fixed set.
null
Derivations
How the value is produced, each with its definition.
Modeled
— the attribute is calculated using an algorithm that takes known records as input.
How values combine
How the values from the attribute's sources become the one value delivered.
Uses the first available of up to 2 source fields, in priority order. Fields come from the person and the address.
Directionality
For ordered values, what a higher value means.
Higher amount means higher value.
Deprecation
True when the attribute is being retired; choose another for new work.
false
API reference