Current loan-to-value
Estimates the current loan-to-value ratio of the property's primary mortgage, stored as an integer percent (0-199). Example: 80 = 80% LTV. Known or imputed for 69.7 million individuals — 27.9% of Faraday's identity graph.
At a glance
- Coverage today
- 27.9%
- Typical coverage
- 28.2%
- Individuals with a value
- 69.7M
- Median
- 53 percent
- Most values come
- from the person
- Latest collection
- May 1, 2026
Distribution
n = 69,724,987Share of individuals with a known value in each band. The middle 50% falls between 36 and 72 percent, shaded darkest.
P10 means 10% of individuals have a value at or below this one, and P90 means 90% do. P25 and P75 bound the middle half. The median is the middle: half are below it, half above.
Median over time
52 percent53 percent → 52 percent across 12 collections, shaded between P25 and P75. Estimated from a 1% sample of individuals.
Coverage
Latest collection: 229,689,060 individualsCoverage by state
Percentage of individuals in each state with a value.
Coverage over time
27.9% todayShare of individuals holding a value at each monthly snapshot. A value carries forward for one year.
How we arrive at a value
Whether a value was observed on the person themselves, carried from their address, or estimated from the people around them.
- On the person — 100%
- A named person, from a record about that person.
- From address — 0%
- Not used for this attribute — no value is inherited this way.
- From geography — 0%
- Not used for this attribute — no value is inherited this way.
Coverage, in context
Where 27.9% sits on the catalog’s own coverage range.
Higher coverage than 39% of individual-level attributes in the catalog
Freshness
How recently this was collected, and how often a new collection arrives. Each bar is the number of individuals in that collection. Gaps are real — collection is periodic, not continuous.
Change between collections
The share of individuals whose value is different from the previous collection.
of individuals changed value between the two most recent collections — 5.3× the catalog median of 13.5%.
Contribution ledger
30 ingestions
2 authorities contributed since Jul 2023.
| Observed | Ingested | Count | ID |
|---|---|---|---|
| 2026-05-01 | 2026-09-10 | 266,506,942 | c5492806… |
| 2026-05-01 | 2026-07-01 | 125,639,012 | f9d55800… |
| 2026-04-01 | 2026-07-01 | 121,548,788 | 178f88a6… |
| 2026-03-01 | 2026-07-01 | 264,096,977 | 1181277b… |
| 2026-03-01 | 2026-07-01 | 72,154,489 | a1e715b0… |
Technical details
- API name
- current_installment_loan_to_value
- Category
- fig/financial
- Type · unit
- Integer · percent
- Statistical type
- ordinal
- Allowed values
- null
- Derivations
- Modeled
- — the attribute is calculated using an algorithm that takes known records as input.
- Directionality
- Higher amount means higher value.
- Deprecation
- false
In a payload
{
"attributes": {
"current_installment_loan_to_value": 53
}
}