Mortgage 1 term length

mortgage_1_term_lengthFinancialInteger · year

Indicates the length of an individual's first mortgage in years, if applicable. Known or imputed for 49.0 million addresses — 41.3% of the addresses Faraday knows.

At a glance

Coverage today
41.3%
Typical coverage
41.3%
Addresses with a value
49.0M
Median
30 years
Most values come
from the address
Latest collection
May 1, 2026

Distribution

n = 49,030,514

Share of addresses with a known value in each band. The middle 50% falls between 30 and 30 years, shaded darkest.

P10
15
P25
30
Median
30
P75
30
P90
30

P10 means 10% of addresses have a value at or below this one, and P90 means 90% do. P25 and P75 bound the middle half. The median is the middle: half are below it, half above.

Median over time

30 years

30 years → 30 years across 12 collections, shaded between P25 and P75. Estimated from a 1% sample of addresses.

Feb 2025Apr 2025Jun 2025Dec 2025Feb 2026May 2026

Coverage

Latest collection: 98,683,954 addresses

Coverage by state

Percentage of addresses in each state with a value.

Coverage over time

41.3% today

Share of addresses holding a value at each monthly snapshot. A value carries forward for one year.

Jul 23Jun 24Jan 25Apr 25Jul 25Nov 25Feb 26May 26

How we arrive at a value

Whether a value was observed on the person themselves, carried from their address, or estimated from the people around them.

On the person — 0%
Not used for this attribute — no value is inherited this way.
From address — 100%
Carried from what we know about the household at their address.
From geography — 0%
Not used for this attribute — no value is inherited this way.

Coverage, in context

Where 41.3% sits on the catalog’s own coverage range.

catalog min 0%max 100%

Higher coverage than 60% of address-level attributes in the catalog

Freshness

How recently this was collected, and how often a new collection arrives. Each bar is the number of addresses in that collection. Gaps are real — collection is periodic, not continuous.

May 1, 2026
latest collection
5 months 2 days
since the latest collection
monthly
new collection cadence
Feb 25Apr 25Jun 25Dec 25Feb 26Apr 26

Change between collections

The share of addresses whose value is different from the previous collection.

0.2%

of addresses changed value between the two most recent collections — 80.9× steadier than the catalog median of 13.5%.

Went down 0.1%Unchanged 99.8%Went up 0.1%

Contribution ledger

17 ingestions

1 authority contributed since Jul 2023.

ObservedIngestedCountID
2026-05-012026-07-01125,639,012f9d55800…
2026-04-012026-07-01121,548,788178f88a6…
2026-03-012026-07-0172,154,489a1e715b0…
2026-02-012026-07-01121,865,620b70b01b3…
2026-01-012026-07-01120,035,0582786571a…

Technical details

API name
mortgage_1_term_length
Category
fig/financial
Type · unit
Integer · year
Statistical type
ratio
Allowed values
null
Derivations
Unspecified
Directionality
null
Deprecation
false

In a payload

{
  "attributes": {
    "mortgage_1_term_length": 30
  }
}