Mortgage 1 interest structure
Indicates the interest structure (e.g. adjustable, fixed, variable, balloon) of an individual's first mortgage. Known or imputed for 51.7 million addresses — 43.6% of the addresses Faraday knows.
At a glance
- Coverage today
- 43.6%
- Typical coverage
- 43.4%
- Addresses with a value
- 51.7M
- Share in largest category
- 86.8%
- Most values come
- from the address
- Latest collection
- May 1, 2026
How the categories split
n = 51,681,196Share of addresses in each category. 5 categories, with 86.8% in the largest.
Category shares over time
Fixed, interest rate from national average86.9% (largest)The 5 largest categories, each followed across 12 collections. Estimated from a 1% sample of addresses.
Coverage
Latest collection: 137,136,830 addressesCoverage by state
Percentage of addresses in each state with a value.
Coverage over time
43.6% todayShare of addresses holding a value at each monthly snapshot. A value carries forward for one year.
How we arrive at a value
Whether a value was observed on the person themselves, carried from their address, or estimated from the people around them.
- On the person — 0%
- Not used for this attribute — no value is inherited this way.
- From address — 100%
- Carried from what we know about the household at their address.
- From geography — 0%
- Not used for this attribute — no value is inherited this way.
Coverage, in context
Where 43.6% sits on the catalog’s own coverage range.
Higher coverage than 60% of address-level attributes in the catalog
Freshness
How recently this was collected, and how often a new collection arrives. Each bar is the number of addresses in that collection. Gaps are real — collection is periodic, not continuous.
Change between collections
The share of addresses whose category changed.
of addresses changed value between the two most recent collections — 9.8× steadier than the catalog median of 13.5%.
Contribution ledger
30 ingestions
2 authorities contributed since Jul 2023.
| Observed | Ingested | Count | ID |
|---|---|---|---|
| 2026-05-01 | 2026-09-10 | 266,506,942 | c5492806… |
| 2026-05-01 | 2026-07-01 | 125,639,012 | f9d55800… |
| 2026-04-01 | 2026-07-01 | 121,548,788 | 178f88a6… |
| 2026-03-01 | 2026-07-01 | 264,096,977 | 1181277b… |
| 2026-03-01 | 2026-07-01 | 72,154,489 | a1e715b0… |
Technical details
- API name
- mortgage_1_interest_structure
- Category
- fig/financial
- Type · unit
- Text
- Statistical type
- nominal
- Allowed values
- null
- Derivations
- Modeled
- — the attribute is calculated using an algorithm that takes known records as input.
- Unspecified
- Directionality
- null
- Deprecation
- false
In a payload
{
"attributes": {
"mortgage_1_interest_structure": "Fixed, interest rate from national average"
}
}