Mortgage financing type

mortgage_financing_typeFinancialText

Indicates the financing type of an individual's first mortgage (e.g. VA loan, private party, wraparound mortgage). Known or imputed for 53.3 million addresses — 44.9% of the addresses Faraday knows.

At a glance

Coverage today
44.9%
Typical coverage
44.6%
Addresses with a value
53.3M
Share in largest category
76.6%
Most values come
from the address
Latest collection
May 1, 2026

How the categories split

n = 53,270,353

Share of addresses in each category. 9 categories, with 76.6% in the largest.

Conventional
76.6%
Federal housing administration
13.1%
Veteran affairs
6.1%
Private party
2.1%
Federal Housing Authority
1.9%
Veterans Administration
0.2%
Small business administration
0.1%
Wraparound mortgage
0.0%
Community develpment authority
0.0%
Distinct categories
9
Share in largest category
76.6%
Share in top 3 categories
95.8%

Category shares over time

Conventional76.5% (largest)

The 5 largest categories, each followed across 12 collections. Estimated from a 1% sample of addresses.

May 2025Jul 2025Oct 2025Dec 2025Feb 2026Apr 2026May 2026
ConventionalFederal housing administrationVeteran affairsPrivate partyFederal Housing Authority

Coverage

Latest collection: 137,136,830 addresses

Coverage by state

Percentage of addresses in each state with a value.

Coverage over time

44.9% today

Share of addresses holding a value at each monthly snapshot. A value carries forward for one year.

Jul 23Jun 24Jan 25Apr 25Jul 25Nov 25Feb 26May 26

How we arrive at a value

Whether a value was observed on the person themselves, carried from their address, or estimated from the people around them.

On the person — 0%
Not used for this attribute — no value is inherited this way.
From address — 100%
Carried from what we know about the household at their address.
From geography — 0%
Not used for this attribute — no value is inherited this way.

Coverage, in context

Where 44.9% sits on the catalog’s own coverage range.

catalog min 0%max 100%

Higher coverage than 62% of address-level attributes in the catalog

Freshness

How recently this was collected, and how often a new collection arrives. Each bar is the number of addresses in that collection. Gaps are real — collection is periodic, not continuous.

May 1, 2026
latest collection
5 months 3 days
since the latest collection
monthly
new collection cadence
May 25Jul 25Oct 25Dec 25Feb 26Apr 26

Change between collections

The share of addresses whose category changed.

0.8%

of addresses changed value between the two most recent collections — 16.5× steadier than the catalog median of 13.5%.

Contribution ledger

30 ingestions

2 authorities contributed since Jul 2023.

ObservedIngestedCountID
2026-05-012026-09-10266,506,942c5492806…
2026-05-012026-07-01125,639,012f9d55800…
2026-04-012026-07-01121,548,788178f88a6…
2026-03-012026-07-01264,096,9771181277b…
2026-03-012026-07-0172,154,489a1e715b0…

Technical details

API name
mortgage_financing_type
Category
fig/financial
Type · unit
Text
Statistical type
nominal
Allowed values
null
Derivations
null
Directionality
null
Deprecation
false

In a payload

{
  "attributes": {
    "mortgage_financing_type": "Conventional"
  }
}