Credit score proxy change direction
Indicates the direction of the most recent change in an individual's credit score proxy tier (see Credit score proxy). Known or imputed for 241.6 million individuals — 96.8% of Faraday's identity graph.
At a glance
- Coverage today
- 96.8%
- Typical coverage
- 94.3%
- Individuals with a value
- 241.6M
- Share in largest category
- 51.2%
- Most values come
- from the person
- Latest collection
- May 1, 2026
How the categories split
n = 241,635,767Share of individuals in each category. 2 categories, with 51.2% in the largest.
Category shares over time
Decrease51.1% (largest)The 2 largest categories, each followed across 12 collections. Estimated from a 1% sample of individuals.
Coverage
Latest collection: 229,689,060 individualsCoverage by state
Percentage of individuals in each state with a value.
Coverage over time
96.8% todayShare of individuals holding a value at each monthly snapshot. A value carries forward for one year.
How we arrive at a value
Whether a value was observed on the person themselves, carried from their address, or estimated from the people around them.
- On the person — 100%
- A named person, from a record about that person.
- From address — 0%
- Not used for this attribute — no value is inherited this way.
- From geography — 0%
- Not used for this attribute — no value is inherited this way.
Coverage, in context
Where 96.8% sits on the catalog’s own coverage range.
Higher coverage than 46% of individual-level attributes in the catalog
Freshness
How recently this was collected, and how often a new collection arrives. Each bar is the number of individuals in that collection. Gaps are real — collection is periodic, not continuous.
Change between collections
The share of individuals whose category changed.
of individuals changed value between the two most recent collections — 1.2× the catalog median of 13.5%.
Contribution ledger
13 ingestions
1 authority contributed since Jul 2023.
| Observed | Ingested | Count | ID |
|---|---|---|---|
| 2026-05-01 | 2026-09-10 | 266,506,942 | c5492806… |
| 2026-03-01 | 2026-07-01 | 264,096,977 | 1181277b… |
| 2026-02-01 | 2026-07-02 | 264,777,400 | af53c569… |
| 2025-12-01 | 2026-08-11 | 268,508,091 | 84d6a1c5… |
| 2025-11-01 | 2026-08-11 | 268,299,874 | a071c538… |
Technical details
- API name
- credit_score_proxy_change_direction
- Category
- fig/life_event
- Type · unit
- Text
- Statistical type
- nominal
- Allowed values
- null
- Derivations
- Modeled
- — the attribute is calculated using an algorithm that takes known records as input.
- Directionality
- null
- Deprecation
- false
In a payload
{
"attributes": {
"credit_score_proxy_change_direction": "Decrease"
}
}