Has home equity loan
Indicates whether an individual has a home equity loan. A home equity loan allows borrowing a lump sum against home equity, repaid monthly at a fixed interest rate. Known or imputed for 247.9 million individuals — 99.3% of Faraday's identity graph.
At a glance
- Coverage today
- 99.3%
- Typical coverage
- 99.3%
- Individuals with a value
- 247.9M
- Share true
- 5.5%
- Most values come
- from the person
- Latest collection
- May 1, 2026
How the two values split
n = 247,862,630Share of individuals on each side of the flag, and how much of the population carries a value at all.
0.7% of individuals have no value (Null). Null is not false.
Share true over time
5.6%6.1% → 5.6% across 12 collections. Estimated from a 1% sample of individuals.
Coverage
Latest collection: 229,689,060 individualsCoverage by state
Percentage of individuals in each state with a value.
Coverage over time
99.3% todayShare of individuals holding a value at each monthly snapshot. A value carries forward for one year.
How we arrive at a value
Whether a value was observed on the person themselves, carried from their address, or estimated from the people around them.
- On the person — 100%
- A named person, from a record about that person.
- From address — 0%
- Not used for this attribute — no value is inherited this way.
- From geography — 0%
- Not used for this attribute — no value is inherited this way.
Coverage, in context
Where 99.3% sits on the catalog’s own coverage range.
Higher coverage than 48% of individual-level attributes in the catalog
Freshness
How recently this was collected, and how often a new collection arrives. Each bar is the number of individuals in that collection. Gaps are real — collection is periodic, not continuous.
Change between collections
The share of individuals whose value flipped between true and false.
of individuals changed value between the two most recent collections — 87.3× steadier than the catalog median of 13.5%.
Contribution ledger
13 ingestions
1 authority contributed since Jul 2023.
| Observed | Ingested | Count | ID |
|---|---|---|---|
| 2026-05-01 | 2026-09-10 | 266,506,942 | c5492806… |
| 2026-03-01 | 2026-07-01 | 264,096,977 | 1181277b… |
| 2026-02-01 | 2026-07-02 | 264,777,400 | af53c569… |
| 2025-12-01 | 2026-08-11 | 268,508,091 | 84d6a1c5… |
| 2025-11-01 | 2026-08-11 | 268,299,874 | a071c538… |
Technical details
- API name
- has_home_equity_loan
- Category
- fig/financial
- Type · unit
- Boolean
- Statistical type
- binary
- Allowed values
- null
- Derivations
- Unspecified
- Directionality
- null
- Deprecation
- false
In a payload
{
"attributes": {
"has_home_equity_loan": false
}
}